Ernesto Vila

Ernesto Vila is the CEO and Co-Founder of MyCreditApp.AI , a platform transforming how freight forwarders and B2B companies make credit decisions. With a background in business development, international trade, and financial technology, Ernesto has spent over a decade helping logistics businesses grow smarter and faster.Before launching MyCreditApp.AI , Ernesto played pivotal roles at Tech Cargo and other logistics tech companies, where he championed tools that bridge operational gaps and unlock new revenue streams. Passionate about streamlining freight processes, Ernesto built MyCreditApp.AI to solve one of the most painful bottlenecks in logistics: slow, risky credit approvals.When he’s not building freighttech solutions, Ernesto enjoys mentoring startups, exploring blockchain applications in logistics, and speaking at industry events.

My posts

How MyCreditApp.AI Can Help Miami Freight Companies Reduce Bad Debt by 40%

Product Updates & Use Cases

How MyCreditApp.AI Can Help Miami Freight Companies Reduce Bad Debt by 40%

Miami freight companies operate in ONE of the most competitive logistics environments in the U.S. Shipments move fast, clients expect quick turnarounds, and credit decisions often happen under pressure. But behind that speed is a growing problem that many forwarders quietly deal with… bad debt. One delayed payment can disrupt cash flow. A few unpaid […]

Top Freight Forwarding Challenges You Shouldn’t Miss This Spring (And How Credit Management Can Solve Them)

Freight Forwarding & Logistics

Top Freight Forwarding Challenges You Shouldn’t Miss This Spring (And How Credit Management Can Solve Them)

Spring is HERE, and for freight forwarders, that often means busier schedules, higher shipment volumes, and more opportunities to grow… but also more risks to manage. As your operations ramp up, challenges that may have been minor in slower months can quickly escalate into cash flow problems, operational bottlenecks, or even “bad debt”. The GOOD […]

5 Hidden Freight Credit Risks You’re Overlooking

Credit Risk & Finance

5 Hidden Freight Credit Risks You’re Overlooking

Because the “obvious” ones aren’t the ones that hurt you the most… In freight forwarding, you expect some credit risk: slow payers, seasonal variability, the occasional invoice that goes unpaid. But most forwarders don’t realize that the riskiest threats aren’t the obvious ones, they’re the ones hiding just below the surface. Whether you’re a small […]

How Financial Scoring Protects Your Margins in a Downturn

Automation & AI in Credit

How Financial Scoring Protects Your Margins in a Downturn

In a slowing economy, freight forwarders face more than just operational challenges, they face heightened credit risk, unpredictable cash flow, and the real possibility of losing revenue due to unpaid invoices. While market conditions may be out of your control, one tool can help you safeguard your business: financial scoring. By leveraging financial scoring solutions […]

Freight Forwarders: Are You Extending Credit or Taking a Gamble?

Freight Forwarding & Logistics

Freight Forwarders: Are You Extending Credit or Taking a Gamble?

Extending credit in freight forwarding has long been viewed as a necessary step. A sign of trust, a tool to WIN clients, and a way to keep shipments moving. But here’s the truth; many logistics quietly admit: every time you extend credit without a “clear” view of the client’s financial health, you’re not making a […]

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