Ernesto Vila

Ernesto Vila is the CEO and Co-Founder of MyCreditApp.AI , a platform transforming how freight forwarders and B2B companies make credit decisions. With a background in business development, international trade, and financial technology, Ernesto has spent over a decade helping logistics businesses grow smarter and faster.Before launching MyCreditApp.AI , Ernesto played pivotal roles at Tech Cargo and other logistics tech companies, where he championed tools that bridge operational gaps and unlock new revenue streams. Passionate about streamlining freight processes, Ernesto built MyCreditApp.AI to solve one of the most painful bottlenecks in logistics: slow, risky credit approvals.When he’s not building freighttech solutions, Ernesto enjoys mentoring startups, exploring blockchain applications in logistics, and speaking at industry events.

My posts

How One Bad Client Can Disrupt Your Entire Cash Flow

Credit Risk & Finance

How One Bad Client Can Disrupt Your Entire Cash Flow

It started with ONE client. They seemed reliable. Regular orders. Solid company. You approved the credit on standard 30-day terms. Shipments moved. Invoices went out. Then… nothing! Here’s what most freight forwarders don’t realize: that one unpaid invoice doesn’t stay isolated. It creates a chain reaction that touches EVERY part of your business: cash flow, […]

Stop Guessing: How AI Credit Checks Are Changing Freight Decisions

Freight Forwarding & Logistics

Stop Guessing: How AI Credit Checks Are Changing Freight Decisions

In freight forwarding, decisions move FAST. A new client wants 45-day terms. A shipment needs approval today. Sales wants the deal closed before a competitor steps in. And somewhere in the middle of all that pressure, someone has to decide: Can this client actually pay? For years, many freight forwarders have answered that question using […]

How MyCreditApp.AI Can Help Miami Freight Companies Reduce Bad Debt by 40%

Product Updates & Use Cases

How MyCreditApp.AI Can Help Miami Freight Companies Reduce Bad Debt by 40%

Miami freight companies operate in ONE of the most competitive logistics environments in the U.S. Shipments move fast, clients expect quick turnarounds, and credit decisions often happen under pressure. But behind that speed is a growing problem that many forwarders quietly deal with… bad debt. One delayed payment can disrupt cash flow. A few unpaid […]

Top Freight Forwarding Challenges You Shouldn’t Miss This Spring (And How Credit Management Can Solve Them)

Freight Forwarding & Logistics

Top Freight Forwarding Challenges You Shouldn’t Miss This Spring (And How Credit Management Can Solve Them)

Spring is HERE, and for freight forwarders, that often means busier schedules, higher shipment volumes, and more opportunities to grow… but also more risks to manage. As your operations ramp up, challenges that may have been minor in slower months can quickly escalate into cash flow problems, operational bottlenecks, or even “bad debt”. The GOOD […]

5 Hidden Freight Credit Risks You’re Overlooking

Credit Risk & Finance

5 Hidden Freight Credit Risks You’re Overlooking

Because the “obvious” ones aren’t the ones that hurt you the most… In freight forwarding, you expect some credit risk: slow payers, seasonal variability, the occasional invoice that goes unpaid. But most forwarders don’t realize that the riskiest threats aren’t the obvious ones, they’re the ones hiding just below the surface. Whether you’re a small […]

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