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Tech Cargo LLC, a company duly incorporated and registered under the laws of the United States, located at 11410 NW 20 St Suite 224, Miami, 33172, Florida, United States, hereinafter known as «Tech Cargo», «Service», «Website», «Us», «We», or «Our», understand that your privacy is important to you and are committed to being transparent about the technologies it uses.

This Privacy Policy, hereinafter known as «Policy», describes the procedure, basis, and purpose for which We collect and use the data you provide through the Website. It also describes your rights regarding Our use of your Personal Data and how We can communicate with you about such matters. We respect your privacy and take protecting it seriously.

Please read this Privacy Policy carefully before using Our Website. This Policy should be read together with Our Cookie Policy.

  1. General information
    1. This Privacy Policy applies to the User of Our Website, which means individuals or legal entities represented by their authorized persons who visit Our Website and have or intend to have access to the Tech Cargo Services, specified on this Website and apply the Contact Form or Newsletter Subscription; or connect with Us by email.
    2. We do not sell your Personal Data to third parties. A «Sale» of Personal Data under the General Data Protection Regulation and California Consumer Privacy Act is defined broadly to include the «selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means» the Personal Data of a User to another business or third party «for monetary or other valuable consideration». In the case of transferring the rights of the Website, We will inform you about this, so you can forbid Us from sharing your Personal Data together with Our business and request to delete your Data from the databases prior to a business transfer.
  2. Terms and Definitions
    1. The following terms shall have the following meaning:
      1. «Personal Data» is data about a living individual who can be identified from that data or from that other information either in Our possession or likely to come into Our possession.
      2. «Usage Data» is data collected automatically either generated by the use of the Service or from the Service infrastructure itself. For example, the duration of a page visit.
      3. «Cookies» are small files, usually consisting of letters and numbers, that are downloaded to the device when a user visits a particular website stored on your device. Cookies allow a website to recognize a User’s device.
      4. «Data Controller» is a natural or legal person who either alone or jointly or in common with other persons determines the purposes for which and how any Personal Data are or are to be, processed.
      5. «Service» is access to Our Website at the address www.mycreditapp.ai, provided by Tech Cargo LLC., together with its affiliates, officers, directors, employees, agents, and subsidiaries.
      6. «User» is any person or entity by its authorized representative visiting Our Website or sharing with Us its contacts allowing further communication related to the Services and access to it, or anyone connecting Us for any reason through email or Contact form.
  3. Data Controller
    1. Tech Cargo LLC, a company duly incorporated and registered under the laws of the United States, employer identification number 83-0925220, located at 11410 NW 20 St Suite 224, Miami, 33172, Florida, United States, is the Data Controller that is responsible for the Personal Data collected and used within the scope of this Privacy Policy.
  4. Data Processing Principles
    1. We adhere to the following principles to protect your privacy:
      1. Principle of lawfulness and transparency, meaning We process Personal Data lawfully and transparently concerning the data subject.
      2. Principle of purpose limitation, meaning We collected Personal Data for specified, explicit, and legitimate purposes and not further processed in a manner that is incompatible with those purposes.
      3. Principle of data minimization, meaning We collect adequate Personal Data, relevant and limited to what is necessary concerning the purposes for which We process Personal Data;
      4. Principle of data accuracy, meaning We have accurate Personal Data and, where necessary, keep it up to date. We take every reasonable step to ensure that inaccurate Personal Data, having regard to the purposes for which they are processed, are erased or rectified without delay.
      5. Principle of storage limitation, meaning We keep Personal Data in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the Personal Data are processed.
      6. Principle of security, meaning We process Personal Data in a manner that ensures appropriate security of the Personal Data, including protection against unauthorized or unlawful processing and accidental loss, destruction, or damage, using appropriate technical or organizational measures.
    2. We collect or process the Personal Data of any person in the European Union in accordance with principles set in the General Data Protection Regulation.
    3. We collect or process the Personal Data of any person in the United States in accordance with principles set in the California Consumer Privacy Act.
  5. Manually Collected Data
    1. To fulfill Our obligations to you We are entitled to ask you to provide Us with your Personal Data, including but not limited to full name, email address, phone number, your website, business overview, and other files at your discretion.
    2. We also may collect Personal Data from you in various ways and under various circumstances, including but not limited to your interaction with Tech Cargo, when you complete Tech Cargo Contact Forms, when you fill out a Newsletter Subscription, when you provide Us with feedback that We may further use for promotional purposes with your consent We may combine the Personal Data collected during your interaction with various areas of the Service with any other relevant information available.
  6. Automatically Collected Data
    1. We may also receive Personal Data in an automatic way when you choose to partner with Us on a separate third-party software program, such as Google Analytics, SimilarWeb, Meta Pixel, or Salesmate.
    2. Personal Data automatically collected by or transmitted to Us in the course of accessing, interacting, and operating the Service may include, without limitation, the following Personal Data:
      1. device information, which may include but is not limited to information about the personal computer or laptop you use to access the Service including the hardware model, operating system and version, the Service you use, and other device identifiers.
      2. server log information, which may include but is not limited to the date and time of visits, the pages viewed, your internet protocol address, and time spent at the Service.
      3. information collected by Cookies and other similar technologies.
    3. Our service providers and We use various technologies to collect information when you interact with Tech Cargo, including Cookies and other similar technologies which enable Us to collect information about your device identifiers, internet protocol address, web browsers used to visit the Website, pages, or features viewed, time spent on the Website, and links clicked. Where required, you will be asked to consent to Our Cookies. To view more information on what Cookies We use and how We use them, please review Our Cookie Policy.
  7. Data Processing Basis
    1. The processing of Personal Data, described in 5.1 of this Privacy Policy is based on contract obligations and is performed only for the purposes specified in this Privacy Policy in order to meet your request concerning the Service, to formalize the development of the contractual relationship.
    2. The processing of Personal Data described in 5.1 of this Privacy Policy is based on a legitimate interest and is performed only for the purposes specified in this Privacy Policy in order to contact you about, conduct, and analyze the data collected for market research purposes.
    3. The processing of Personal Data, described in p. 6.2. This Privacy Policy is based on consent and is performed only for the purposes specified in this Privacy Policy in order to provide a greater and better experience with Us and other related purposes, which is described in detail in this Privacy Policy, in particular, to personalize your experience with Our Service and for marketing and promotion of Our Services or related products, including those of a third party’s products which are related to Our Services.
  8. Data Processing Purpose
    1. We may use the data collected from you for various purposes, primarily, relating to providing Our Services and information about Our Services. We may also use the information for other purposes as otherwise allowed by law. We may use your Personal Data for such purposes, including, but not limited to:
      1. Provide access to the Website, ensure a better experience using the Website, and personalize your experience with Our Service.
      2. Identify, investigate, and prevent unlawful activity or conduct that could breach normal use of the Website and this Privacy Policy.
      3. Contact you, analyze the data collected for marketing purposes, and conduct promotion of Our Services or related products, including those of a third party’s products that are related to Our Services.
      4. Conduct internal research and development to improve, test, and enhance the features and functions of Our Service.
      5. Meet Our internal and external audit requirements, including Our information security obligations and other regulatory requirements.
      6. Any other purpose as We determine, in Our sole discretion, to be necessary or required to ensure the safety or integrity of Our Users, employees, third parties, public, or Our Services, or to comply with requirements of any applicable law.
  9. Data Processing Consent
    1. By expressing consent to this Privacy Policy, you approve of having reached the age of majority or the legal age in your jurisdiction, are solely responsible for all your actions, and fully understand the statements outlined in this Privacy Policy.
    2. We process the Personal Data of European Union residents, as required by the General Data Protection Regulation, only on the basis of a free, specific, informed, and unambiguous expression of your will, by which you confirm your consent to the processing of your Personal Data.
    3. We process the Personal Data of United States residents, as required by the California Consumer Privacy Act, only on the basis of a free, specific, informed, and unambiguous expression of your will, by which you confirm your consent to the processing of your Personal Data.
    4. You may express your consent by clicking the checkbox in filling out the Contact Form for Tech Cargo. If you check the box, you irrevocably and unconditionally agree that We have the right to process your Personal Data in the manner specified with your Consent.
    5. Your Consent covers all processing activities with your Personal Data carried out for the same purpose or purposes. When the processing has multiple purposes, your Consent should be deemed given for all of them.
    6. If you are nor United States or European Union resident, by transferring to Us your Personal Data via the Website or otherwise, you irrevocably and unconditionally consent and agree that We shall be entitled, in accordance with this Privacy Policy: to process in any manner, including to collect, store, use, disclose, share, and transfer your Personal Data provided to Us, as well as your Personal Data collected from your use of the Service and to use Cookies to collect your Personal Data.
  10. Regulation Compliance
    1.  If you are located in the European Union, all processing of Personal Data is performed by regulations and rules following the General Data Protection Regulation.
    2. If you are located in the United States, all processing of Personal Data is performed in accordance with regulations and rules following the California Consumer Privacy Act.
    3. If you are located in Brazilia, all processing of Personal Data is performed in accordance with regulations and rules following the Lei Geral de Proteção de Dados.
    4. If you are located in the United Kingdom, all processing of Personal Data is performed in accordance with regulations and rules following the Data Protection Act.
    5.  If you are located in Australia, all processing of Personal Data is performed in accordance with regulations and rules following the Privacy Act 1988.
    6. If you are located in Canada, all processing of Personal Data is performed in accordance with regulations and rules following the Personal Information Protection and Electronic Documents Act.
    7. If you are located in New Zealand, all processing of Personal Data is performed in accordance with regulations and rules following the Privacy Act 2020.
  11. The Rights Of Users
    1. Subject to possible restrictions under national law, as a data subject under the regulations, you may have certain rights regarding the Personal Data that We collect on you.
    2. Subject to possible restrictions under the applicable national law of the data subject You may have certain rights regarding the Personal Data that We collect on You, particularly:
      1. Right to access, allowing You may contact Us to get confirmation as to whether or not We are processing your Personal Data. We will inform You upon your request of what categories of Personal Data We process regarding You, the processing purposes, the categories of recipients to whom Personal Data have been or will be disclosed, and the envisaged storage period or criteria to determine that period.
      2. Right to withdraw consent, allowing You may withdraw the consent at any time by contacting Us. You can withdraw your consent at any time by replying to the email with your withdrawal and your Personal Data will be deleted immediately. Withdrawing consent may lead to fewer possibilities to use the Service.
      3. Right to object in case Our processing is based on a legitimate interest to run, maintain, and develop Our business, You have the right to object at any time to Our processing. We shall then no longer process your Personal Data unless for the provision of Our Services or if We demonstrate other compelling legitimate grounds for Our processing that override your interests, rights, and freedoms or for legal claims. Notwithstanding any consent granted beforehand for direct marketing purposes, You have the right to prohibit Us from using Personal Data for direct marketing purposes, by contacting Us, or unsubscribing possibilities in connection with Our direct marketing messages.
      4. Right to restriction of the processing, allowing You have the right to obtain from Us restriction of processing of your Personal Data, as foreseen by applicable data protection law, e.g. to allow Our verification of the accuracy of Personal Data after you contest the accuracy or to prevent Us from erasing Personal Data when Personal Data are no longer necessary for the purposes but still required for your legal claims or when Our processing is unlawful. Restriction of processing may lead to fewer possibilities to use the Website.
      5. Right to data portability, allowing You have the right to receive your Personal Data from Us in a structured, commonly used, and machine-readable format and to independently transmit those data to a third party, in case Our processing is based on your consent and carried out by automated means.
      6. Right to complain, allowing You to have the right to complain to any relevant Data Protection Authority, particularly in the Member State of your residence, place of work, or the place of processing your Personal Data. If You wish to exercise any of the aforementioned rights, please Contact Us at support@mycreditapp.ai.
    3. To exercise any of the above-mentioned rights, You should primarily use the functions offered by the Website. If such functions are however not sufficient for exercising such rights, You shall send Us a letter or email to the address set out below under the Privacy Policy, including the following information: name, address, phone number, email address, and a copy of a valid proof of identity. We may request additional information necessary to confirm your identity. We may reject requests that are unreasonably repetitive, excessive, or manifestly unfounded.
  12. Data Storing And Deletion
    1. We store your Personal Data for as long as needed to provide you with Our Service. We may store Data longer, but only in a way that it cannot be tracked back to you. When Personal Data is no longer needed, We delete it using reasonable measures to protect the Data from unauthorized access or use.
    2. As explained in the data regulation statement, We strive to anonymize the data when possible. If you decide to exercise your right to erasure, We will also inform Our providers to delete all your data.
    3. Storing might be different depending on the territory of collecting the information and the applicable legislation, but We always strive to store the information only as long as it is needed to provide, improve, or personalize Our Service.
  13. Data Security
    1. We care to ensure the security of Personal Data. We follow generally accepted industry standards to protect the information submitted to Us, both during transmission and once We receive it. We maintain technical, physical, and administrative security measures to provide reasonable protection for your Personal Data.
    2. We may grant access to your Personal Data to Our contractors or employees, in particular in sales support, with the guarantee that they comply with the necessary level of protection of your Personal Data against unauthorized access, loss, manipulation, falsification, destruction, or unauthorized disclosure. This is done through appropriate administrative, technical, and physical measures on Our part.
    3. There is no 100% secure method of transmission over the Internet or method of electronic storage. Therefore, We cannot guarantee its absolute security.
    4. We never process any kind of sensitive data or criminal offense data. Also, We never undertake to profile Personal Data.
  14. Contractors
    1. We work with third-party service providers, who provide website development, hosting, maintenance, and other services for Us. They may be located outside of the European Union or the United States. These contractors may have access to, or process Personal Data on behalf of Us as part of providing those services for Us. We limit the information provided to these service providers to that which is reasonably necessary for them to perform their functions.
    2. All data transfers are performed in accordance with the highest security regulations. Transfer of Personal Data to countries outside of the European Union and the United States may be possible only in the case when We have obtained your consent for it.
    3. All data processed by Us is stored exclusively in secure hosting facilities provided by Amazon Web Service.
    4. We may share your Personal Data with Our professional advisors in connection with the services they provide to Us. If We share your Personal Data with those processors, We will require the recipient to keep it confidential and secure.
  15. Third-Party Providers
    1. This Website may contain hyperlinks to third-party websites. We are not responsible for the content of such websites, or for how those websites collect, hold, use, and distribute any personal information you provide.
    2. When visiting a third-party website from hyperlinks displayed on this Website, We encourage you to review the Privacy Policy of those websites so that you can understand how the personal information you provide will be collected, held, used, and distributed.
    3. We use Google Analytics to create detailed statistics of Website Users. For more information on Google Analytics’ privacy practices, please visit its Privacy Policy.
    4. We use SimilarWeb to obtain information about expected traffic and usage data. For more information on SimilarWeb’s privacy practices, please visit the Privacy Policy.
    5. We use Meta Pixel to measure and increase the effectiveness of Our advertising campaigns. For more information on the privacy practices of the Meta Pixel, please visit the Privacy Policy.
    6. We use Salesmate to provide your experience with Our Services in the appropriate and best manner, to organize and track Users’ communication with Us. For more information on the privacy practices of Salesmate, please visit the Privacy Policy.
  16. Children Related Information
    1. We do not intentionally collect or maintain information from persons under the age of 13, however, according to each country and its laws, the processing of the Personal Data of a child will be lawful where the child is at another age.
    2. If We determine upon collection that a User is under this age, We will not use or maintain his/her personal information without the parent’s consent. If We become aware that We have unknowingly collected personally identifiable information from a child under the age of 13, We will make reasonable efforts to delete such information from Our records.
    3. We also recommend that parents monitor their children’s Internet activities and learn and employ software or other tools that can help their children enjoy their online experience without compromising their personal safety or allowing them to use the Internet in a manner inconsistent with their parent’s preferences.
  17. Privacy Policy Application
    1. This Privacy Policy applies to the Website. Once redirected to another website, this Privacy Policy is no longer applicable.
  18. Conditions Acceptance
    1. By accepting the checkbox in filling out the Contact Form for Tech Cargo, you agree with the uploaded Privacy Policy.
    2. We assume that all Users have carefully read this document and agree to its content. If one does not agree with this Privacy Policy, they should not use this Website.
  19. Privacy Policy Updates
    1. From time to time, We may update this Privacy Policy. We encourage You to periodically check back and review this Privacy Policy so that You always know what data We collect, how We use it, and with whom We share it.
    2. If you have any questions, suggestions, changes, and updates of your Personal Data, or comments, please contact Us via email at support@mycreditapp.ai.

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