Ernesto Vila

Ernesto Vila is the CEO and Co-Founder of MyCreditApp.AI , a platform transforming how freight forwarders and B2B companies make credit decisions. With a background in business development, international trade, and financial technology, Ernesto has spent over a decade helping logistics businesses grow smarter and faster.Before launching MyCreditApp.AI , Ernesto played pivotal roles at Tech Cargo and other logistics tech companies, where he championed tools that bridge operational gaps and unlock new revenue streams. Passionate about streamlining freight processes, Ernesto built MyCreditApp.AI to solve one of the most painful bottlenecks in logistics: slow, risky credit approvals.When he’s not building freighttech solutions, Ernesto enjoys mentoring startups, exploring blockchain applications in logistics, and speaking at industry events.

My posts

How Financial Scoring Protects Your Margins in a Downturn

Automation & AI in Credit

How Financial Scoring Protects Your Margins in a Downturn

In a slowing economy, freight forwarders face more than just operational challenges, they face heightened credit risk, unpredictable cash flow, and the real possibility of losing revenue due to unpaid invoices. While market conditions may be out of your control, one tool can help you safeguard your business: financial scoring. By leveraging financial scoring solutions […]

Freight Forwarders: Are You Extending Credit or Taking a Gamble?

Freight Forwarding & Logistics

Freight Forwarders: Are You Extending Credit or Taking a Gamble?

Extending credit in freight forwarding has long been viewed as a necessary step. A sign of trust, a tool to WIN clients, and a way to keep shipments moving. But here’s the truth; many logistics quietly admit: every time you extend credit without a “clear” view of the client’s financial health, you’re not making a […]

Manual vs. AI Credit Checks: Why MyCreditApp.AI is the Smarter Solution

Automation & AI in Credit

Manual vs. AI Credit Checks: Why MyCreditApp.AI is the Smarter Solution

Discover how MyCreditApp.AI outperforms manual credit checks with faster, smarter, and more accurate client risk evaluations, built for freight forwarders and B2B companies.

How We Built a SOC 2-Compliant Credit Tool

Product Updates & Use Cases

How We Built a SOC 2-Compliant Credit Tool

Learn how MyCreditApp.AI built a SOC 2-compliant credit evaluation tool that protects sensitive freight and financial data with enterprise-grade security.

Freight Forwarders: These 3 Clients Are Red Flags

Credit Risk & Finance

Freight Forwarders: These 3 Clients Are Red Flags

Not every big order is a good order. Discover the 3 client types that pose the biggest credit risks to freight forwarders, and how to spot them early.

« Previous 1 2 3 Next »

© Copyright 2026 MycreditApp.ai